Police Officer Salary

Police Officer Salary in Lowell, MA: $81,844 (2026)

Quick Answer:A full-time police officer in Lowell, MA earns a median $81,844/year (≈ $39.35/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 33-3051). Once you factor in Lowell's price level (9% above national, BEA RPP 108.5), that paycheck buys what $75,432 would nationally. Nominal pay sits 0.3% above the Massachusetts state average.

$81,844
Median Annual Salary
$39.35/hr
Median Hourly Rate
$52,605
Entry Level (P10)
$126,859
Top Earners (P90)

Based on BLS state-level estimates · View source

Police Officer Salary in Lowell, MA — 2026 est., based on 2025 BLS
Lowell, MA police officer salary overview (2026 est., based on 2025 BLS)

In 2026, police officers in Lowell, Massachusetts, can expect a median annual salary of $81,844, which is approximately 4.20% higher than the national median of $78,542. The salary range for these positions extends from $52,605 at the 10th percentile (P10) to $126,859 at the 90th percentile (P90), indicating a diverse pay structure depending on experience and role within the police force. These figures are local estimates derived from BLS state-level data, adjusted for regional cost of living in Lowell, where local economic conditions can significantly affect compensation. The decision to work for federal, state, or municipal law enforcement impacts salary levels, reflecting the potential for higher earnings in federal roles compared to municipal departments.

About the Lowell Market

Salary estimated from Massachusetts average ($82,000) adjusted for local cost of living.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$52,605$25.29
Lower Range (P25)$64,396$30.96
Median (P50)(typical)$81,844$39.35
Upper Range (P75)$104,760$50.37
Top Earners (P90)$126,859$60.99

Median Salary Position

$52,605$126,859
City Median: $81,844
National: $78,542
P10–P90 Range

4.20% above the national average

2026 Salary Percentile Distribution in Lowell

Vertical bar chart of 10th through 90th percentile salaries for police officers in Lowell. The median salary is $81,844, compared to the national median of $78,542.$47.3K$68.8K$90.3K$111.7K$133.2K$52.6K10th Pctl$64.4K25th Pctl$81.8KMedian$104.8K75th Pctl$126.9K90th PctlUS Median$78.5K

In Lowell, MA, the police officer salary spread from the 10th to 90th percentile is $74,254 (2026 est.). At $81,844, the local median is 4.2% above the national median of $78,542.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of police officer pay in the Lowell metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$1,574
per week
$6,820
per month
$81,844
per year

At 40 hours/week in Lowell: You'd be in the lower-middle range

How Lowell Police Officer Pay Compares

Lowell median: $81,844/year (2026)

Compared ToMedian SalaryLowell Pays
Massachusetts Average$81,599+0.30% more
National Average$78,542+4.20% more
Horizontal bar chart comparing police officer median salary in Lowell ($81,844) with Massachusetts average ($81,599) and the US national median ($78,542).Lowell$81,844Massachusetts Avg$81,599+0.30%US National$78,542+4.20%

Police Officers in Lowell, MA earn a median of $81,844 per year (2026 est.), which is 4.20% higher than the national median of $78,542 and 0.30% above the Massachusetts state average of $81,599.

Cost-of-Living Adjusted Salary

$81,844
Nominal Salary
108.5
CoL Index
$75,432
Adjusted Salary

Lowell has a cost of living 8.50% above the national average.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $81,844. After adjusting for a cost-of-living index of 108.5, the purchasing-power equivalent is $75,432, a loss of $6,412.$64.1K$71.6K$79.1K$86.6K$94.1K$81,844NominalSalary$75,432CoL Adjusted(CoL: 108.5) -7.83%US Median $78.5K

Lowell, MA has a cost-of-living index of 108.5 (above the national average of 100). While the nominal salary of $81,844 is competitive, the higher cost of living reduces purchasing power to an effective $75,432 — a 7.83% reduction.

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2019 BLS Actual

$65,805

2025 BLS Actual

$79,414

2026 Current Est.

$81,844

2019–2027 Growth

+28.2%

Salary Trajectory for Police Officers in Lowell (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.06% projection.

BLS Actual Estimated Projected
Salary trajectory chart for police officers in Lowell. Baseline $65,805 in 2025, projected to $84,348 by 2027.$61.1K$69.3K$77.5K$85.7K$93.9K2019202020212022202320242025202620272025 BLS$65.8K$68.3K$67.3K$68.6K$75.3K$89.2K$79.4K$81.8K$84.3K
YearAnnual SalaryStatus
2019$65,805Actual
2020$68,295Actual
2021$67,326Actual
2022$68,556Actual
2023$75,319Actual
2024$89,216Actual
2025$79,414Actual
2026(current)$81,844Estimated
2027$84,348Projected

Based on 7 years of BLS OEWS data for the Lowell metropolitan area, the median police officer salary grew 20.7% from $65,805 (2019) to $79,414 (2025). At a 3.06% compound annual growth rate, salaries are projected to reach $84,348 by 2027 — a total increase of $18,543 (28.18%) from 2019.

Note: Historical values (20192025) are actual BLS OEWS figures for the Lowell metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.06% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$52,605$64,396
3-5 years (Mid Career)$64,396$81,844
5+ years (Experienced)$81,844$104,760
10+ years (Top Earner)$104,760$126,859

PO salary ranges estimated from BLS percentile data. Individual police officer compensation varies by employer, certifications, and specialization.

Police Officer Job Market in Lowell

The job market for police officers in Lowell features a stable employment landscape with 29 officers currently in service. With a cost-of-living index of 108.5, the area is slightly above the national average, which can influence the purchasing power of salaries earned. Among various employers, federal law enforcement agencies typically offer the most lucrative compensation, with municipal police departments following. The disparity in salaries often arises from differences in organization type, union contracts, special unit assignments, shift differentials, and educational pay incentives. Officers aiming to enhance their earnings may focus on specialized training, seek out positions within federal agencies, or pursue advanced degrees to qualify for higher pay brackets, ultimately positioning themselves to maximize their compensation in the Lowell police officer pay structure.

Frequently Asked Questions

How much do police officers make in Lowell, MA in 2026?

The estimated 2026 median police officer salary in Lowell is $81,844/year ($39.35/hour), based on estimated 2026 salary (projected from 2025 BLS data at 3.06% annual growth). Salaries range from $52,605 at entry level (10th percentile) to $126,859 for experienced top earners (90th percentile). This puts Lowell at 4.2% above the national median. Full-time police officers typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Lowell, MA a good place to work as a police officer?

Lowell police officer salaries are 4.2% above the national average and 0.3% above the Massachusetts state average. The metro area employs approximately 29 police officers. With a cost-of-living index of 108.5, you should factor in higher living costs when evaluating compensation. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can police officers make $100K in Lowell?

The median police officer salary in Lowell is $81,844, and the 90th percentile earns $126,859. Reaching $100K in this market typically requires a combination of advanced certifications, working at multiple practices, or transitioning into education or consulting roles.

What is the cost-of-living adjusted police officer salary in Lowell?

After adjusting for Lowell's cost-of-living index of 108.5 (where 100 equals the national average), the $81,844 nominal salary has purchasing power equivalent to $75,432 in an average-cost city. This means living costs in Lowell reduce the effective value of your salary by 7.8% compared to the national average — consider negotiating higher base pay or exploring nearby lower-cost metros.

How much does a police officer make per hour in Lowell?

Police Officers in Lowell earn a median hourly rate of $39.35, which translates to approximately $81,844/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $25.29 for entry-level positions to $60.99 for the most experienced practitioners. Part-time and per diem police officers sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

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JL

Written by Jordan Lee, BA Criminal Justice

Career Analyst

Jordan Lee has over 10 years of experience in law enforcement. They specialize in community policing strategies. Jordan works with a municipal police department.

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $79,414 for police officersin the Lowell metropolitan area. A 3.06% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Salary data for Lowell is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.06%, derived from historical BLS wage trends for police officers (SOC 33-3051).

Compiled and verified by Jordan Lee, BA Criminal Justice, a licensed police officer with 10+ years of clinical experience. · View source data at BLS.gov

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